Glad you asked that question. Talking averages are always tricky when you are talking about lumpy numbers. The average stock market return is the percentage change in the stock market value for one year or a period of years. Historically, the average stock market return has been roughly 10%, before inflation, annually, from the S&P 500 inception in 1926 to 2020. … [Read more...] about What Is The Average Stock Market Return?
If you're confused about the question "what is a hedge fund?" you are not alone. Part of their allure is their exclusivity and secrecy. Hollywood only adds to that mystique in portraying hedge fund managers, such as the charming yet ruthless Bobby "Axe" Axelrod in the popular TV show Billions. While hedge funds are considered unique investments in the world of personal … [Read more...] about What Is A Hedge Fund? A Jargon-Free Guide
What is the difference between envy vs. Jealousy? Envy and Jealousy are feelings we experience when we want something we don't have. Envy and Jealousy can be destructive and can prevent us from achieving happiness. However, we can overcome it by understanding what they are and what they push us to do. Envy and Jealousy are two emotions that many of us experience. They … [Read more...] about What’s the Difference Between Envy vs. Jealousy (And How to Overcome It)
Whether you are just starting to invest or have been investing for decades, dividends can be a valuable part of anyone's investing portfolio. However, you'll typically see dividends associated with those getting closer to retirement who are not looking for as much growth in their investments but are more so looking to supplement their income. As with any part of investing, … [Read more...] about What is a Dividend? A Simple Explanation + 4 Tips
If you are looking to buy a home but are putting in less than a 20% down payment, you'll likely be paying PMI or Private Mortgage Insurance. PMI is an insurance policy for the lender in case you stop making your monthly payments. Depending on your LTV (loan to value) ratio and other factors, your PMI cost may vary. On average, PMI for a conventional home loan ranges from 0.58% … [Read more...] about How Much Is PMI (Private Mortgage Insurance)?