7 Proven Steps to Get Your Life Together (Financially)
With no disrespect to Buzzfeed and their 27 simple ways to get your life together, memes are not going to pay the bills.
While I’m at it, the real world doesn’t care how special your mom thinks you are or that you have a fancy business school degree.
Now, before you think this is some tough-love approach, let me preface that I don’t care if you made mistakes in the past.
We have all made mistakes, lots and lots of them.
How to Get Your Life Together (Financially)
Here is the ultimate guide to financially getting your life together. (Finally.)
A budget, even if it’s just a crude listing of all your expenses and income on a piece of scrap paper, is essential to get your finances in order.
Don’t cheat yourself, guess, or play games with rounding and estimates.
Most people find that when they write out a realistic budget, they are surprised where some of their money is going.
Once you have a sense of where your money is going, its time to look for ways to save money.
Trim the Budget
I want you to focus on the items you might be overpaying for that don’t bring you any joy.
Now, I’m not going to ask you to give up the fun stuff, at least not at first. Instead,
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