7 Proven Steps to Reaching Financial Freedom
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With no disrespect to Buzzfeed and their 27 simple ways to get your life together, memes are not going to pay the bills.
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Here is the ultimate guide to financially getting your life together. (Finally.)
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Grab a notebook or some paper, gather up all your monthly bills, and write down how much you spend each month.
Budget
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I want you to focus on the items you might be overpaying for that don’t bring you any joy. Most households waste money without even realizing it.
Trim the Budget
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While the goal should be to freedom from debt and only use cash until you can eliminate debt, you need to be wise about debt.
Refinance for Better Rate
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If you want to get out of debt and stay out of debt, you need a real financial disaster survival plan that ensures that the first bump in the road doesn’t send you back into debt.
Become Bazooka Proof
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Skipping saving for retirement to pay down debt is potentially a huge mistake.
Don’t Skip Saving for Retirement to Pay Debt
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