7 “Sneaky” Expensive Habits That Are Destroying Your Finance


In our consumer culture, spending money on things you don’t need is easy. When you form a habit of purchasing non-essentials, it can take a massive toll on your finances. From playing the lottery to getting your nails done, these habits can quickly empty your wallet if you’re not careful.

If you order one of those daily for a month, you’re shelling out almost $120. I make my vanilla iced coffees at home and spend around $25 monthly. Plus, it tastes better than Starbucks.

Buying Your Coffee Every Day

Do you feel tired after a long day of work with no energy left over to make dinner? I understand the feeling. But if you already bought groceries to prepare your meal and opt to order out instead, you’re wasting both food and money.atch of dollar bills. In July 2016, the exact same request was sent to the Fort Worth facility.

Picking Up Takeout When There’s Food at Home

If you go out every Saturday night and have three gin and tonics, you’re paying $120 per month. Consider going out with friends and holding off on ordering drinks. You may be surprised to find you still have a great time.

Drinking Alcohol

When you wake up early to make it to work on time, the last thing you want to do is spend extra time putting together a lunch to bring with you. But preparing your meals at home rather than ordering or going out to eat can save you big in the long run.

Eating Lunch Out at Work

When you play slot machines, your chances of taking home a hefty prize range from one in 5,000 to one in 34 million. Either way, you’ll likely spend way more money than you could ever win when you gamble.


There are subscription plans for everything, from streaming services to monthly dog toy boxes. If you’re not careful, you could sign up for a subscription you think might be fun but never actually use, like a weekly bird-watching newsletter.

Signing Up for Subscriptions You Don’t Use

Like gambling at the casino, playing the lottery rarely turns out in your favor. The popular U.S. lottery Mega Millions only gives you a one in 176 million chance of winning the jackpot. Yikes! Save the money you spend on scratch tickets for something more worthwhile.

Playing the Lottery

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