11 Common Money Mistakes and How to Avoid Them
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You’ll be making some serious money for the first time in your life, but you’ll also be responsible for some serious adult bills.
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Before you sign a lease for an apartment or purchase a new car, avoid the most common money mistakes made by college graduates.
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No Emergency Fund
Commit to building up an emergency fund that can cover six months of your basic living expenses.
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No Monthly Budget
Now that you’re living a more independent life, you need to have a budget and keep your spending in control.
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Living Beyond Your Means
Living beyond your income is a recipe for financial disaster. Your goal is to spend less than you earn so you can save money and invest some of your earnings.
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Getting Rid of Your Roommate
Sharing expenses with a roommate, you may not see very much may provide you with worthwhile savings.
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No Student Loan Repayment Plan
Go for the standard repayment plan with equal monthly payments up to ten years.
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