Everything You Need to Know About Peer to Peer Lending 

Today, we’ll be looking at some of these platforms and what makes them stand out. But first, let’s look at the peer-to-peer lending market. What is it?

Peer-to-peer lending, also known as crowdfunding, or social lending, is a form of borrowing where instead of a bank, borrowers connect directly with individual lenders through platforms.  

Borrowers

For borrowers, peer-to-peer lending eliminates the hassle of getting a loan.

Unlike traditional financial institutions that demand mountains of paperwork and take forever to approve a loan, peer lending platforms require less documentation and approve loans faster. 

Lenders / Investors

For investors, attractive returns are among the major reasons they participate in peer to peer lending markets.  

Top  peer-to-peer lending sites

Top  peer-to-peer lending sites

Top  peer-to-peer lending sites

Top  peer-to-peer lending sites

Prosper

Founded in 2005, Prosper has facilitated more than $12B in loans to more than a million people, according to their website. 

Founded in 2009, LendKey connects people interested in private student loans and those refinancing student loans to credit unions and community banks. 

LendKey

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