7 Proven Steps to Get Your Life Together (Financially)
7 Proven Steps to Get Your Life Together (Financially)
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In Adulting 101, we learn that success in life is as simple as following a few memes.
In Adulting 101, we learn that success in life is as simple as following a few memes.
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Getting organized and becoming financially free isn’t about giving up what you enjoy or delaying satisfaction.
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Budget
A budget, even if it’s just a crude listing of all your expenses and income on a piece of scrap paper, is essential to get your finances in order.
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Trim the Budget
Once you have a sense of where your money is going, its time to look for ways to save money.
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Refinance for Better Rates
To break the debt and credit cycle, we need to do two things simultaneously; improve your credit scores, and refinance at lower rates.
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Become Bazooka Proof
If you want to get out of debt and stay out of debt, you need a real financial disaster survival plan that ensures that the first bump in the road doesn’t send you back into debt.
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Don’t Skip Saving for Retirement to Pay Debt
The government is so worried about you getting your financial life together; they will match your retirement savings up to 50% or more.
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