Here Are The Top Peer-To-Peer Lending Sites Story

Here Are The Top Peer-To-Peer Lending Sites

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Peer-to-peer lending, also known as crowdfunding, or social lending, is a form of borrowing where instead of a bank, borrowers connect directly with individual lenders through platforms.

Despite setbacks over the years, grey areas in regulation, and other challenges, today’s industry boasts numerous peer-to-peer lending platforms catering to all sectors of the economy.

Borrowers can access up to $40,000 in personal loans on Prosper. Unlike most other peer-to-peer lending platforms, Prosper allows joint applications.

Founded in 2009, LendKey connects people interested in private student loans and those refinancing student loans to credit unions and community banks.

From its humble beginnings as a student loan refinancer, SoFi has grown to include other products and become a one-stop-shop financial provider.

StreetShares is a Reston, Virginia-based crowdfunding platform and community with a particular focus on veterans.

Founded by ex-Googlers in 2012, Upstart is a unique peer-to-peer lending platform. It utilizes AI and machine learning to evaluate borrowers, unlike other platforms that rely mostly on FICO scores.

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