While public higher education is mostly a state responsibility, the federal government does incentivize continuing education through tax deductions and tax credits.
Regardless of how you choose to invest, the tax code awards this behavior by offering you the ability to deduct your contributions from your taxable income.
If you aren’t claimed as a dependent on someone’s tax return in 2020, and you didn’t receive a check, you could claim the Recovery Rebate Tax Credit on your return.