How to Improve Your Credit Score in 3 Steps

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And according to Forbes, a good credit score saves you about $35,000 per $100,000 you borrow for a mortgage.

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If you are trying to improve your credit score, it’s essential to know what a good credit score is and the steps to getting one.

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The Role Of Credit Scores In Life

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What is a Good Credit Score

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How To Improve Your Score

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1. Get a Handle on Your Bill Payments

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2. Don’t Use Up All Your Credit

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How to Improve Your Credit Score in 3 Steps

And according to Forbes, a good credit score saves you about $35,000 per $100,000 you borrow for a mortgage.

A good credit score can make a real difference in your life, whether it’s getting a loan, or renting an apartment.

If you are trying to improve your credit score, it’s essential to know what a good credit score is and the steps to getting one.

This post will cover what affects your credit score, how to improve it, as well as the best way to check your score.

The Role Of Credit Scores In Life

Credit scores help lenders determine, at a fundamental level, whether or not to give a loan to an individual.

What is a Good Credit Score

Your credit score is a number in the range from 300 to 850, and Americans with a credit score above 670 have a “good” credit score.

How To Improve Your Score

Understanding “what is a good credit score” is the first step towards improving it. Here are three tangible steps to help you improve your score.

1. Get a Handle on Your Bill Payments

Organizing your bill payment is one of the best ways to increase your score, as payment history makes up the most significant percentage of your credit score.

2. Don’t Use Up All Your Credit

According to Value Penguin, “One of the factors lenders consider when modeling an individual’s credit risk is the percentage of total available credit a consumer is using month to month.”

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