How to Retire Early ($40K by Age 40)

Want to know how to retire early and achieve financial independence? Ignore all of the noise and fancy words like tax-loss harvesting and geo-arbitrage.

I’m going to show you in four steps how it can be possible to reach financial independence by the time you’re 40 years old while earning $40K a year.

Aim: Maximize your earnings and develop multiple income streams.



Aim: Reduce your expenses, optimize your taxes and increase your savings rate.

Aim: Protect your path to financial independence with an emergency fund and insurance.


Aim: Invest wisely and with minimal fees.


The individual steps to reach financial independence are easy. What’s  hard is having the perseverance and patience to complete the journey.

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