12 Money Habits of Highly Effective Couples

There’s no handbook for how couples should manage their money effectively because, well, each couple wants different things out of life. 

Here are 11 habits that can help you become one of those couples that “have it together” when it comes to their money — and tips on how to get there.

Understand You’ve Shared Vs. Personal Expenses

Get out a spreadsheet or pad and paper and start making a list of your shared and personal expenses. 

Know Your Strengths and Weaknesses

Figure out how each one can own a financial role that feels joyful and not a miserable chore. 

Couples that manage their incomes effectively juggle their short-term and long-term goals and allocate their paychecks into the near and distant future.  

Understand Your Needs, Wants, and Goals

Learn Each Other’s Money Stories

Taking the time to learn each other’s money stories and how their attitudes developed over the years can help couples build intimacy and understanding. 

Set Up Monthly Money Dates

A money date should happen once a month at an agreed-upon time after the dishes are done and with a glass of wine or a comforting dinner.  

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