3 Steps to Improve Your Credit Score

A good credit score can make a real difference in your life, whether it’s getting a loan, buying a car, or renting an apartment.

The next slides will cover what affects your credit score, how to improve it, as well as the best way to check your score.

Credit scores help lenders determine, at a fundamental level, whether or not to give a loan to an individual.

The Role Of Credit Scores In Life

Your credit score is a number in the range from 300 to 850, and Americans with a credit score above 670 have a “good” credit score.

What is a Good Credit Score?

If you find yourself missing payments or in credit card debt due to keeping up with jones, it’s time to evaluate your spending.

What Affects Your Credit Score?

Organizing your bill payments so that you make every payment on time is one of the best ways to increase your score.

Get a Handle on Your Bill Payments

Your credit utilization ratio refers to the portion of your credit limit that you’re using at any given point in time.

Don’t Use Up All Your Credit

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