Top 5 Reasons the Housing Market Won’t Crash
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Real estate prices have never been higher, and there are no signs of them slowing down soon.
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While the stock market and other asset classes, such as precious metals, have collapsed, housing market prices keep defying gravity.
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Like any commodity, such as oil, house buyers bid up prices because of a lack of available products.
Stockpiles Have Dropped to Historic Lows
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Builders can no longer buy land and rapidly secure regulatory permissions to satisfy demand.
Builders Are Unable to Meet Demand Quickly Enough
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The average 30-year loan rate was recently 3.22%. Low-interest rates give homebuyers more sway in the market.
Near-Historic Low Mortgage Rates Are Still In Place
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Lenders made mortgages available to anyone, independent of payment history or lump sum payment size.
The Criteria For Lending Remain Stringent
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Existing residences account for most of the market, although the number of available units is also decreasing.
Fewer People Are Selling
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