MLMs often only benefit those at the top of the scheme, with members often pressured to recruit specific numbers or purchase set amounts of stock to keep their status.
Though slightly morbid, online commentators describe how funeral companies use guilt and constant upsell practices to make people part with more cash to honor their loved ones.
Many Americans feel that the U.S. healthcare system is unethical, including everything from hospital stays and ambulance rides to pharmaceuticals and insurance.