How Many Credit Cards Should I Have?

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According to a Credit Karma report, the average American has 2.5 credit cards. Some have two; for others, it’s three.

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Of course, outliers may have more or less. The number is all over the place, which raises the question–how many credit cards should I have?

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Credit Card Pros

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Credit Card Cons

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How Many Credit Cards Should I Have?

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Is There A Such Thing As Too Few Credit Cards?

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How Many Credit Cards Are Too Many?

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Good Practices for Credit Cards

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How Many Credit Cards Should I Have?

How Many Credit Cards Should I Have?

How Many Credit Cards Should I Have?

According to a Credit Karma report, the average American has 2.5 credit cards. Some have two; for others, it’s three.

Of course, outliers may have more or less. The number is all over the place, which raises the question–how many credit cards should I have?

Credit Card Pros

When used responsibly, credit cards make life easier and maximize your dollars.

When used responsibly, credit cards make life easier and maximize your dollars.

Credit Card Cons

The potential to overspend is real. It’s easy to spend more than you intend when using a credit card versus cash–and there’s science to prove it.

How Many Credit Cards Should I Have?

Having multiple credit cards comes with a lot of responsibility. After all, it’s not free money.

Is There A Such Thing As Too Few Credit Cards?

There’s no punishment for not having or using a credit card. However, credit cards can help build credit.

How Many Credit Cards Are Too Many?

We don’t have a perfect number of credit cards to have. So, we don’t know how many are too many. But, we know too many isn’t a good idea.

Good Practices for Credit Cards

There’s nothing right or wrong with owning a credit card. It’s personal. Just keep in mind, cards work for some people and don’t for others.

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