Robinhood Fined $65M by SEC for Lack of Transparency

Robinhood was fined $65 million by the SEC for misleading customers on  how they make their money. They have since been more forthcoming with  how they earn revenue and disclosure of fees.

Robinhood Markets, Inc. launched a cash card that allows its customers to earn up to 8% cash back on purchases.

Robinhood routes its users’ orders through a market maker who makes the trades and compensates Robinhood for the business at a rate of a fraction of a cent per share.

Payments for Order Flow (Pfof)

Robinhood’s premium service, known as Robinhood Gold, offers subscribers  access to research reports, market data, larger instant deposits, and  margin trading.

Premium Robinhood Gold

Robinhood’s customers can use margin lending to finance stock purchases with borrowed funds.

Margin Trading

Cash deposited into the various banks that make up Robinhood’s Cash Management network renders the company fees.

Cash Management Fees

A higher interest rate is earned on the user’s cash deposit.

Income From Cash

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