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Wealthy Nickel

The Simple Path to Financial Freedom

About Michael Dinich

Michael has worked in the financial services industry for nearly 20 years. He lives in rural PA with his wife, two children, and too many animals. Michael shares his experience, unique insights, and profiles inspirational success stories at Your Money Geek.

Michael Dinich

10 Must-Have Tips to Get Out of Debt Fast

October 21, 2021 By Michael Dinich Leave a Comment

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There are many reasons why people get into debt. Many don't know how to get out of it, but this article will show you what you need to do to get that weight off your shoulders! This post will give you some practical suggestions on how to save money and pay down debts. It is possible for anyone, regardless of their situation, income level, or credit score. The first step … [Read more...] about 10 Must-Have Tips to Get Out of Debt Fast

5 Easy Steps to Make Money on YouTube

December 20, 2019 By Michael Dinich Leave a Comment

Are you looking for a lucrative side hustle or full-time gig? Learn how to make money on YouTube. Why YouTube? Because it's one of those online places, you go to find everything! If you want a re-cap of a sports highlight from last night, or ten years ago, you can find it. If you want to learn how to fix a household issue or sell items on eBay, you go to YouTube. Or, if … [Read more...] about 5 Easy Steps to Make Money on YouTube

7 Proven Steps to Get Your Life Together (Financially)

November 18, 2019 By Michael Dinich Leave a Comment

In Adulting 101, we learn that success in life is as simple as following a few memes. As if the only thing standing between you and conquering the world is believing in yourself and the application of a Dale Carnegie quote. With no disrespect to Buzzfeed and their 27 simple ways to get your life together, memes are not going to pay the bills. While I’m at it, the real world … [Read more...] about 7 Proven Steps to Get Your Life Together (Financially)

15 Passive Income Ideas To Make Money While You Sleep

October 8, 2019 By Michael Dinich Leave a Comment

Making money while you sleep has a beautiful ring to it. I mean, who wouldn’t want to be making some extra money while playing with the kids or while watching a game? The only problem is that most ‘passive’ income ideas that you’ll come across are not passive at all. Since you’re already busy with your everyday life, you won’t want to pick up a 2nd job that you don’t have … [Read more...] about 15 Passive Income Ideas To Make Money While You Sleep

Are You Sure You Want that Big Promotion?

September 27, 2019 By Michael Dinich Leave a Comment

Wealthy Nickel Note: I think in our culture we are all conditioned to climb the corporate ladder at all costs. But is that really the right decision for you? I wrestled with this personally a few years ago, and decided that I was ok putting the brakes on my corporate career growth in favor of a better work/life balance. There were many things I wanted to accomplish that … [Read more...] about Are You Sure You Want that Big Promotion?

How Much Life Insurance Do I Need?

August 5, 2019 By Michael Dinich Leave a Comment

how much life insurance do i need?

You’ve decided it’s time to get life insurance. You know why you need it. There’s just one other hurdle; you’re asking yourself, “how much life insurance do I need?” This can be more difficult than figuring out how much health insurance or car insurance coverage you need. You’re required to have these, and each has a minimum amount of coverage required. With life … [Read more...] about How Much Life Insurance Do I Need?

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