It's MONEY SAVING CHALLENGE time!!! Want to know the cure for insomnia? Try listening to someone talk about budgeting and saving money for more than 5 minutes. It's also a great way to get people to avoid you at parties (ask me how I know). So how do you make saving money fun? You turn it into a: MONEY SAVING CHALLENGE!!! Think of it like CrossFit for your budget. I … [Read more...] about 30 Day Money Saving Challenge [2022 Update]: Save $1,000 in a Month!
Dave Ramsey has a lot to say about ideal household budget percentage guidelines. And it's hard to argue with the success he's had in inspiring millions to get out of debt and live within their means. The Dave Ramsey budget percentages are a great tool to get your household budget on track. One of the first steps to budgeting is actually making a budget. Obvious? Yes. But … [Read more...] about Dave Ramsey Budget Percentages [2022 Updated Guidelines]
Owning a car can be expensive. Next to your rent or mortgage, your car payment can be one of your largest household expenses. According to AAA, the average cost of owning and operating a car is $9,666 per year, and even more if you drive further or own a larger vehicle. Luckily, there are some pretty simple ways to save money on car expenses without requiring a lot of … [Read more...] about 5 Reasons to Refinance Your Auto Loan (And Save Money)
Nowadays, you can find cheap flights on a variety of different websites. The problem is that some of these sites are better and more user-friendly than others. If you are looking for a way to find the cheapest flights to your destination, check out our comparison of some of the best affordable travel sites. 1. Agoda If you decide to use Agoda to find your cheap airline … [Read more...] about How to Find Cheap Flights for the Holidays: 15 Best Travel Sites
If you’re like us, the chances are that you’re wondering if we will ever get to travel again! The masked trips to grocery stores, friend's houses, and the nearby park just aren't cutting it anymore. As more of the world eases travel restrictions, many of us consider packing our bags and taking off again. Besides the pandemic, another consideration for most travelers is the … [Read more...] about 12 Ideas to Travel for Free In 2021
We all have something special we'd like to buy for our home or in life. That old couch that has seen better days in your living room begging for a replacement or a vacation you thought about for a long time but keep pushing off because it is too costly. Paying for these significant expenses can be challenging, but a sinking fund may pave a better way. Sinking funds can be a … [Read more...] about What You Need To Know About a Sinking Fund
Buying a home may be the biggest purchase a person can make. And, with home prices rising, it can also feel intimidating or even impossible, especially for a first-time home. However, there is no need to fret. If you’re wondering how to save for a house, you’re in the right place! Before you start looking for a real estate agent, take some time to self-reflect on your … [Read more...] about How to Save For a House: 10 Ways To Make Your Biggest Purchase Ever!
Raise your hand if you love a good travel deal! How do condo rentals at Hawaii resorts for as low as a $199 week sound? Or week-long $399 condo vacations in Las Vegas, Branson, Orlando, The Poconos, The Berkshires, or Shenandoah National Park? Want to save thousands of dollars at premium resorts like Disney Vacation Club, Westin Ka’anapali Ocean Resort Villas, or Marriott’s … [Read more...] about Timeshare Rentals: Score Epic Travel Deals on 16 Websites You Probably Haven’t Heard Of
In the past 20 years, the cost of attending college has tripled and increased almost 8 times faster than wages. While public higher education is mostly a state responsibility, the federal government does incentivize continuing education through tax deductions and tax credits. To understand how you might take advantage of these tax deductions as a college student or recent … [Read more...] about 7 Tax Deductions and Credits for College Students to Save Money
There are all kinds of personal finance statistics floating around on the internet. It's easy to quote a financial statistic to support almost anything you have to say. In the past few years of researching personal finance, I've read A LOT of statistics. Some come from reliable sources, and some not so much. And many times, the source isn't even quoted - it's just assumed … [Read more...] about Personal Finance Statistics 2021: Shocking Facts on Money, Debt & More