Dave Ramsey has a lot to say about ideal household budget percentage guidelines. And it's hard to argue with the success he's had in inspiring millions to get out of debt and live within their means. The Dave Ramsey budget percentages are a great tool to get your household budget on track. One of the first steps to budgeting is actually making a budget. Obvious? Yes. But … [Read more...] about Dave Ramsey Budget Percentages [2021 Updated Guidelines]
There are all kinds of personal finance statistics floating around on the internet. It's easy to quote a financial statistic to support almost anything you have to say. In the past few years of researching personal finance, I've read A LOT of statistics. Some come from reliable sources, and some not so much. And many times, the source isn't even quoted - it's just assumed … [Read more...] about Personal Finance Statistics 2021: Shocking Facts on Money, Debt & More
It's MONEY SAVING CHALLENGE time!!! Want to know the cure for insomnia? Try listening to someone talk about budgeting and saving money for more than 5 minutes. It's also a great way to get people to avoid you at parties (ask me how I know). So how do you make saving money fun? You turn it into a: MONEY SAVING CHALLENGE!!! Think of it like CrossFit for your budget. I … [Read more...] about 30 Day Money Saving Challenge [2021 Update]: Save $1,000 in a Month!
While most of us have our own personal and specific financial goals, we also share many common goals and generally want similar outcomes when it comes to money. We want to earn more money. We want to retire at a reasonable age. We want to improve the relationship we have with our money. And we want to find ways to manage our money better and save as much of it as we possibly … [Read more...] about 10 Ways to Easily Save Thousands This Fall (Each One Takes Less Than 30 Minutes)
On March 13th, 2020, and the ensuing days that followed - the world and the way in which we lived our daily lives came to a screeching halt because of the COVID-19 Pandemic. Over a period of just a few days, things we often took for granted like strolling down the grocery store aisle, walking in a park, going to work, or simply having a nice meal at a restaurant were … [Read more...] about 9 of The Best Delivery Apps – That Just Make Sense
In the first half of 2020, we all witnessed how COVID19 viciously battered all aspects of travel. Canceled flights, empty hotels, and anxiously masked tourists are now considered the new normal. Suffice to say; we live in unprecedented times. As airlines teeter on the edge of collapse, terrified passengers continue to avoid travel altogether. As a consequence, the industry … [Read more...] about Want to Know How to Find Cheap Flights? Read On!
Sam’s Club vs. Costco, which is better? That’s a question many people ask. Whether you’re shopping for groceries, furniture, computers, or any of the hundreds of other products offered, it can be a tough decision to decide which is best. We have both a Costco and a Sam’s Club within driving distance. Although both of these stores are better economically than your average … [Read more...] about Sam’s Club vs. Costco: The Best Warehouse Club in 2020
I absolutely love reading! I am a real bookworm. And I continually search for the best ways to get free books online. Why? Because books can be pretty expensive! I have a Kindle, which I love. While there is something about reading physical books, a Kindle or an e-reader has so many perks that makes it such a great thing to own. there are so many great authors to choose from … [Read more...] about Here Are the Best Ways to Get Free Books Online in 2020
Many of us suffer from something called imposter syndrome. What does that mean? Basically, we feel like a fraud in the appearance we have it all together. However, the reality is that in our heads, we feel like we fall way short of that. How do we overcome imposter syndrome? What kind of process will help? I have good news! That's what we're going to talk about in today's … [Read more...] about How to Save Money on Self-Care
Hello, my dear readers! If you are a money-conscious individual, chances are you are careful about your spending. The last thing you want to do is to spend your hard-earned money on products that are poor quality or don't end up serving your need. On the other hand, if you are a supplier of a product, you want to let as many people know about it as possible. The intersection … [Read more...] about 8 Ways to Get Free Samples