Can you really save money at Aldi? That's what I decided to find out a few years ago for my family. I love a good deal and I am competitive, especially with myself. My husband (Mr. Wealthy Nickel) tracks all of our expenses and categorizes them. When he forces me to look at our finances (not my preferred activity) I can admire the colored graphs and pie charts that … [Read more...] about 8 Simple Tips to Save Money at Aldi (How We Save $100+ Per Month!)
If you have many different debts with different interest rates, payoff schedules, and balances, it may sound like a good idea to sign up for debt consolidation. Debt consolidation can seem appealing with the promise of a significantly lower monthly payment and a reduced interest rate. For some people, debt consolidation may be a reasonable solution. For others, they will be … [Read more...] about Will Debt Consolidation Save You Money?
Will the 4 gift rule work for our family this Christmas? That was the question I asked myself a couple years in to our parenting journey. We now have a 4 and a 2 year old who have toys spilling out of every available space in our home. Christmas, birthdays, and even other holidays like Easter or Valentine's Day, can bring an overwhelm of gifts for our kids. The 4 gift … [Read more...] about The 4 Gift Rule for Christmas – The Secret to Family Holiday Joy
If you enjoy reading and learning about personal finance, then it's safe to say you've probably heard the name Dave Ramsey. Since the 90’s, The Dave Ramsey Baby Steps have helped millions of people get out of debt and start them down the path to achieving financial freedom. No matter how many blogs I read or podcasts I listen to, his name stands out more than any … [Read more...] about Dave Ramsey Baby Steps Explained: How To Take Control of Your Finances
One of the few personal finance concepts that garners near-universal praise is the emergency fund. For many topics in personal finance, there are seemingly as many critics as there are advocates. “The stock market is too risky,” “You can’t retire early because you need health insurance,” “You shouldn’t travel because it’s wastefully expensive.” I don’t agree with any of … [Read more...] about The Complete Guide to Emergency Funds