Dave Ramsey has a lot to say about ideal household budget percentage guidelines. And it's hard to argue with the success he's had in inspiring millions to get out of debt and live within their means. The Dave Ramsey budget percentages are a great tool to get your household budget on track. One of the first steps to budgeting is actually making a budget. Obvious? Yes. But … [Read more...] about Dave Ramsey Budget Percentages [2021 Updated Guidelines]
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Personal Finance Statistics 2021: Shocking Facts on Money, Debt & More
There are all kinds of personal finance statistics floating around on the internet. It's easy to quote a financial statistic to support almost anything you have to say. In the past few years of researching personal finance, I've read A LOT of statistics. Some come from reliable sources, and some not so much. And many times, the source isn't even quoted - it's just assumed … [Read more...] about Personal Finance Statistics 2021: Shocking Facts on Money, Debt & More
Money Goals – 30+ Experts Share Their New Years Resolutions
Let's face it, setting money goals for your family's finances is not the most exciting thing in the world. But in my own life, it's one of the most important things I've done to set the tone for our financial future. Each year my wife and I write down a few money goals and review our progress throughout the year. Inevitably, circumstances and priorities change and we end up … [Read more...] about Money Goals – 30+ Experts Share Their New Years Resolutions
FERS Retirement Calculator – 6 Simple Steps to Estimate Your Federal Pension
If you are a federal employee, you are probably wondering how you can calculate your FERS pension benefit upon retirement. Well I am NOT a federal employee, but a reader asked the me about the FERS retirement calculator and I am here to tell you that the answer is...complicated (come on - it's the government, of course it's complicated). But never fear! I have waded … [Read more...] about FERS Retirement Calculator – 6 Simple Steps to Estimate Your Federal Pension
What Is Liquid Net Worth? 3 Easy Steps to Calculate Liquid Net Worth
What is your liquid net worth? If you're asking this question, you probably already have a pretty good handle on your personal finances and are looking to dive deeper. While net worth is an important measure, I would argue that liquid net worth is even more important to determine your financial health. To take a popular example, Amazon founder Jeff Bezos has a total net … [Read more...] about What Is Liquid Net Worth? 3 Easy Steps to Calculate Liquid Net Worth
10 Things Wealthy People Do Every Day (And You Should Too)
This post is sponsored by Morning Brew. Check out the free daily email that makes reading the news actually enjoyable. It's one of the few daily emails that deserves its place in my inbox. Want to become wealthy? One of the best ways to start is to study what wealthy people do. You might be surprised at some of the habits of the rich. Very few of them actually have to do … [Read more...] about 10 Things Wealthy People Do Every Day (And You Should Too)
7 Best Prepaid Cards to Control Your Budget
While traditional credit cards are great consumer products because they reward your spending, the best prepaid cards are useful because they can help you control your budget. If you are someone who needs to reign in spending or just get a better handle on your budget, then prepaid cards could be a good solution for you. What is a Prepaid Debit Card? A prepaid card, or … [Read more...] about 7 Best Prepaid Cards to Control Your Budget
How to Get a Debt Consolidation Loan, Even With Bad Credit
If you have a lot of debt or different types of debt, then a debt consolidation loan might sound like a good idea. However, if you have low credit, you may not have many options. The good news is, you can still get a debt consolidation loan, even with bad credit. In this article, you will learn about the ins and outs of a debt consolidation loan, the pros and cons of getting … [Read more...] about How to Get a Debt Consolidation Loan, Even With Bad Credit
Morning Brew – A Newsletter Made for Millennials (2020 Review)
Let's cut to the chase. I get too many emails, and I'm sure you do too. But one free subscription that I keep around is Morning Brew, a daily newsletter that keeps me up to date on the latest happenings in the stock market, politics, and business in general. If you're a busy professional, you owe it to yourself to try it out and stay on top of what's happening in the world … [Read more...] about Morning Brew – A Newsletter Made for Millennials (2020 Review)
The Best Leadership Quotes and How to Apply Them
Leadership is a famously difficult duty. Whether you want to become the big shot or you’re already the boss, you’ve got work ahead of you. Let’s look at our most famous leaders and their motivating guidance. These inspiring leadership quotes are sure to illuminate your road ahead. Leadership is Learning While leadership styles vary, the core characteristics of effective … [Read more...] about The Best Leadership Quotes and How to Apply Them
