If you feel like you're living paycheck to paycheck and constantly juggling which bill gets paid late, you're not alone. Almost 78% percent of Americans say they live paycheck to paycheck. If you want to break the cycle, sometimes you have to think outside the box. The paycheck budget is one way to do that. There are a million different budgeting methods out there: … [Read more...] about The Paycheck to Paycheck Budget: 7 Steps to Take Control of Your Finances
Want to know how to retire early and achieve financial independence? Ignore all of the noise and fancy words like tax-loss harvesting and geo-arbitrage. They can be off-putting and make things sound more complex than they need to be. I’m going to show you in four steps how it can be possible to reach financial independence by the time you’re 40 years old while earning $40K a … [Read more...] about How to Retire Early ($40K by Age 40)
You’ve decided it’s time to get life insurance. You know why you need it. There’s just one other hurdle; you’re asking yourself, “how much life insurance do I need?” This can be more difficult than figuring out how much health insurance or car insurance coverage you need. You’re required to have these, and each has a minimum amount of coverage required. With life … [Read more...] about How Much Life Insurance Do I Need?
It may sound like a movie title, but there is actual psychological research documenting failure to launch syndrome - the phenomenon of young adults increasingly having difficulty making the transition to adulthood. My own kids are very young, and I'm still worried about getting them potty trained and teaching them that biting is not an effective strategy to establish … [Read more...] about How to Avoid Failure to Launch – 8 Step to Helping Your Kids Reach Financial Adulthood
Let's cut to the chase. I get too many emails, and I'm sure you do too. But one free subscription that I keep around is The Morning Brew, a daily newsletter that keeps me up to date on the latest happenings in the stock market, politics, and business in general. If you're a busy professional, you owe it to yourself to try it out and stay on top of what's happening in the world … [Read more...] about The Morning Brew – A Newsletter Made for Millennials (2019 Review)