Want to make extra money in your sleep? I recommend Swagbucks, one of the best cash back apps for shopping, surfing the web, and even watching videos. Sign up for Swagbucks now and get an instant $5 bonus! Several years ago I found $21 lying on the ground while walking around at a Six Flags theme park. It looked like just one dollar, until I picked it up and saw there … [Read more...] about 3 Best Cash Back Apps for 2020 (Apps That Pay You Money)
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7 Proven Steps to Get Your Life Together (Financially)
In Adulting 101, we learn that success in life is as simple as following a few memes. As if the only thing standing between you and conquering the world is believing in yourself and the application of a Dale Carnegie quote. With no disrespect to Buzzfeed and their 27 simple ways to get your life together, memes are not going to pay the bills. While I’m at it, the real world … [Read more...] about 7 Proven Steps to Get Your Life Together (Financially)
Grocery Delivery Services: The Best Way to Save Time and Money in 2020
How many times have you dragged yourself to the car to go grocery shopping? Yep, we get it. Grocery shopping is one of those chores that very few people enjoy. It’s a love it or hate it scenario. The thing is, you might not have a problem with actually shopping, it’s just finding the time to do it! That’s why people have turned to grocery delivery services and meal delivery … [Read more...] about Grocery Delivery Services: The Best Way to Save Time and Money in 2020
8 Simple Tips to Save Money at Aldi (How We Save $100+ Per Month!)
Can you really save money at Aldi? That's what I decided to find out a few years ago for my family. I love a good deal and I am competitive, especially with myself. My husband (Mr. Wealthy Nickel) tracks all of our expenses and categorizes them. When he forces me to look at our finances (not my preferred activity) I can admire the colored graphs and pie charts that … [Read more...] about 8 Simple Tips to Save Money at Aldi (How We Save $100+ Per Month!)
Will Debt Consolidation Save You Money?
If you have many different debts with different interest rates, payoff schedules, and balances, it may sound like a good idea to sign up for debt consolidation. Debt consolidation can seem appealing with the promise of a significantly lower monthly payment and a reduced interest rate. For some people, debt consolidation may be a reasonable solution. For others, they will be … [Read more...] about Will Debt Consolidation Save You Money?
The 4 Gift Rule for Christmas – The Secret to Family Holiday Joy
Will the 4 gift rule work for our family this Christmas? That was the question I asked myself a couple years in to our parenting journey. We now have a 4 and a 2 year old who have toys spilling out of every available space in our home. Christmas, birthdays, and even other holidays like Easter or Valentine's Day, can bring an overwhelm of gifts for our kids. The 4 gift … [Read more...] about The 4 Gift Rule for Christmas – The Secret to Family Holiday Joy
Dave Ramsey Baby Steps Explained: How To Take Control of Your Finances
If you enjoy reading and learning about personal finance, then it's safe to say you've probably heard the name Dave Ramsey. Since the 90’s, The Dave Ramsey Baby Steps have helped millions of people get out of debt and start them down the path to achieving financial freedom. No matter how many blogs I read or podcasts I listen to, his name stands out more than any … [Read more...] about Dave Ramsey Baby Steps Explained: How To Take Control of Your Finances
The Complete Guide to Emergency Funds
One of the few personal finance concepts that garners near-universal praise is the emergency fund. For many topics in personal finance, there are seemingly as many critics as there are advocates. “The stock market is too risky,” “You can’t retire early because you need health insurance,” “You shouldn’t travel because it’s wastefully expensive.” I don’t agree with any of … [Read more...] about The Complete Guide to Emergency Funds
How to Retire Early ($40K by Age 40)
Want to know how to retire early and achieve financial independence? Ignore all of the noise and fancy words like tax-loss harvesting and geo-arbitrage. They can be off-putting and make things sound more complex than they need to be. I’m going to show you in four steps how it can be possible to reach financial independence by the time you’re 40 years old while earning $40K a … [Read more...] about How to Retire Early ($40K by Age 40)
How Much Should I Spend on Groceries? (The Definitive Guide for 2019)
The absolute hardest part of my budget to control is grocery spending. There, I said it. And what I've found from talking to others is that I'm not alone. So how much should I spend on groceries? It's easy for me to track how much I'm spending every month on food, but somehow it always feels like it's too much. Trying to figure out what is a realistic, achievable grocery … [Read more...] about How Much Should I Spend on Groceries? (The Definitive Guide for 2019)
