Save Money

One of the few personal finance concepts that garners near-universal praise is the emergency fund. For many topics in personal finance, there are seemingly as many critics as there are advocates. “The stock market is too risky,” “You can’t retire early because you need health insurance,” “You shouldn’t travel because it’s wastefully expensive.” I don’t agree with any of … [Read more...] about The Complete Guide to Emergency Funds

Want to know how to retire early and achieve financial independence? Ignore all of the noise and fancy words like tax-loss harvesting and geo-arbitrage. They can be off-putting and make things sound more complex than they need to be. I’m going to show you in four steps how it can be possible to reach financial independence by the time you’re 40 years old while earning $40K a … [Read more...] about How to Retire Early ($40K by Age 40)

The absolute hardest part of my budget to control is grocery spending. There, I said it. And what I've found from talking to others is that I'm not alone. So how much should I spend on groceries? It's easy for me to track how much I'm spending every month on food, but somehow it always feels like it's too much. Trying to figure out what is a realistic, achievable grocery … [Read more...] about How Much Should I Spend on Groceries? (The Definitive Guide for 2019)

Has begging for money become the new norm? It seems that the internet has become an easy way for people to become online panhandlers. I've shared many ways to make extra money from home, online, and even creative side hustle ideas (ie "Dave jobs" for all of you Dave Ramsey fans). From CyberBeg to BeggingMoney, there's no shortage of sites available to ask strangers for … [Read more...] about 4 Steps to Take Control of Your Finances