Are you ready to get your personal budget under control, but are overwhelmed when you think of where to start? When I first started budgeting, one of the hardest things for me to do was come up with personal budget categories that all of my spending fit into. Sure I thought of the main categories of rent, utilities, food, etc. But when it came to all of the small expenses, … [Read more...] about 80+ Personal Budget Categories – Get Your Finances Under Control!
There is a lot of confusion around retirement, and particularly recommended retirement savings by age. How much should you have saved by age? And how much do you need in retirement? A lot of words have been written to try to answer these questions, but the real answer is...it's complicated. It's not complicated because the math is hard, or there is some secret the … [Read more...] about Recommended Retirement Savings by Age – Are You Saving Enough?
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The landscape of personal finance apps is constantly changing. There are so many choices it is hard to figure out which are the best money apps out there. In my quest for the absolute best money apps, I have downloaded dozens and only a few have made the cut to stay on my phone. I'm always looking for the next best app to try - whether it be related to budgeting, … [Read more...] about The Absolute Best Money Apps (According to These Financial Bloggers)
Oh grocery budget. How we abuse you so. I don't know about you, but for my wife and I, the single hardest line item in our budget to stick to is groceries! So how do you save money on groceries? Good question. I'm writing this article as much for me as I am for you - it's a constant battle that we have to fight. But we have definitely found some things over the years … [Read more...] about How to Save Money on Groceries (And Still Eat Well)