Congratulations! If you’re reading this post, you’ve likely found the person you want to spend the rest of your life with. Perhaps you’re considering popping the question to your partner soon, or you’re just starting to research the cost of an engagement ring so you can begin saving up. No matter what brought you here, this post will share everything you need to know … [Read more...] about 6 Tips to Save Money on an Engagement Ring
It's MONEY SAVING CHALLENGE time!!! Want to know the cure for insomnia? Try listening to someone talk about budgeting and saving money for more than 5 minutes. It's also a great way to get people to avoid you at parties (ask me how I know). So how do you make saving money fun? You turn it into a: MONEY SAVING CHALLENGE!!! Think of it like CrossFit for your budget. I … [Read more...] about 30 Day Money Saving Challenge [2020 Update]: Save $1,000 in a Month!
Who loves a good souvenir? Who hates spending an arm and a leg on purchasing said souvenir? Bargain shopping while abroad can be one of the most fun and satisfying things you do during your travels. Why? Because even though, when you do all the monetary conversions, you’re not paying that much in dollars, you want to get a fair price for where you are. Plus, who doesn't … [Read more...] about This is How to Do Bargain Shopping While Traveling Abroad
In Adulting 101, we learn that success in life is as simple as following a few memes. As if the only thing standing between you and conquering the world is believing in yourself and the application of a Dale Carnegie quote. With no disrespect to Buzzfeed and their 27 simple ways to get your life together, memes are not going to pay the bills. While I’m at it, the real world … [Read more...] about 7 Proven Steps to Get Your Life Together (Financially)
How many times have you dragged yourself to the car to go grocery shopping? Yep, we get it. Grocery shopping is one of those chores that very few people enjoy. It’s a love it or hate it scenario. The thing is, you might not have a problem with actually shopping, it’s just finding the time to do it! That’s why people have turned to grocery delivery services and meal delivery … [Read more...] about Grocery Delivery Services: The Best Way to Save Time and Money in 2020
Can you really save money at Aldi? That's what I decided to find out a few years ago for my family. I love a good deal and I am competitive, especially with myself. My husband (Mr. Wealthy Nickel) tracks all of our expenses and categorizes them. When he forces me to look at our finances (not my preferred activity) I can admire the colored graphs and pie charts that … [Read more...] about 8 Simple Tips to Save Money at Aldi (How We Save $100+ Per Month!)
If you have many different debts with different interest rates, payoff schedules, and balances, it may sound like a good idea to sign up for debt consolidation. Debt consolidation can seem appealing with the promise of a significantly lower monthly payment and a reduced interest rate. For some people, debt consolidation may be a reasonable solution. For others, they will be … [Read more...] about Will Debt Consolidation Save You Money?
Will the 4 gift rule work for our family this Christmas? That was the question I asked myself a couple years in to our parenting journey. We now have a 4 and a 2 year old who have toys spilling out of every available space in our home. Christmas, birthdays, and even other holidays like Easter or Valentine's Day, can bring an overwhelm of gifts for our kids. The 4 gift … [Read more...] about The 4 Gift Rule for Christmas – The Secret to Family Holiday Joy
If you enjoy reading and learning about personal finance, then it's safe to say you've probably heard the name Dave Ramsey. Since the 90’s, The Dave Ramsey Baby Steps have helped millions of people get out of debt and start them down the path to achieving financial freedom. No matter how many blogs I read or podcasts I listen to, his name stands out more than any … [Read more...] about Dave Ramsey Baby Steps Explained: How To Take Control of Your Finances
One of the few personal finance concepts that garners near-universal praise is the emergency fund. For many topics in personal finance, there are seemingly as many critics as there are advocates. “The stock market is too risky,” “You can’t retire early because you need health insurance,” “You shouldn’t travel because it’s wastefully expensive.” I don’t agree with any of … [Read more...] about The Complete Guide to Emergency Funds